The U.S. stock market closed lower on January 16, 2025, as investors paused after the previous day's rally. Mixed earnings and economic data contributed to market volatility.---Major Indices:S&P 500: -0.21% → 5,937.34Dow Jones Industrial Average: -0.16% → 43,153.13Nasdaq 100: -0.69% → 21,091.25Russell 2000: +0.15% → 2,266.79---Market Highlights:1. Earnings and Sector Movements:Morgan Stanley (MS..